$120,000 more home for the same monthly payment.

At today’s 6.65% market rate, a $2,011 monthly principal and interest payment buys about $329,019. Lennar is offering 3.75% FHA on all of its quick move-in homes, and at that rate the same payment buys a $450,000 home.

Builder incentives change week to week. Tell us your budget and we will tell you which homes qualify right now, and set up the appointments.

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Example only, based on a $450,000 home with 3.5% down over 30 years, principal and interest only, mortgage insurance not included. Market rate: Freddie Mac PMMS 30-year fixed, week of 8/20/2026, a 30 year fixed survey rate. Lennar rate confirmed August 25, 2026 by Tim Coleman, licensed Arizona agent, direct from the builder.

Rates shown as low as are illustrative planning examples only and are not lender quotes, Loan Estimate disclosures, APR disclosures, locks, commitments to lend, or guarantees. Actual rate/APR, points, fees, incentives, eligibility, payment, and availability vary by borrower qualification, eligible home/program, underwriting approval, seller/lender participation, and final lender disclosures.

This week’s deals.

Lennar

Lennar 3.75% FHA on all of its quick move-in homes

You keep $777 every month

Tim Coleman, licensed Arizona agent, direct from the builder, August 25, 2026, expires September 24, 2026

See the homes

Pulte

Allen Ranches price cut: $143,778

$143,778 off

checked September 7, 2026

See this home

D.R. Horton

The Ridge at Stone Butte price cut: $121,345

$121,345 off

checked September 3, 2026

See this home

See all 46 deals

Why buyers are going new.

New construction gives you more ways to structure a deal, and a home that has not been lived in yet.

Builders can move on financing.

On eligible homes a builder may buy down your rate or cover closing costs. That usually moves the monthly payment more than a small price cut does.

Everything is new.

New roof, new systems, new appliances, and builder warranty coverage. Your first years are about living there, not repairing it.

The price is the price.

On a quick move-in home you are not in a bidding war. No escalation clause, no waiving an inspection to win.

You see exactly what you get.

Walk the actual home, the actual homesite, and the actual finishes before you commit to anything.

Timing you can plan around.

Quick move-in homes have real completion dates, so you can line up the end of a lease or the sale of your current home.

Why a builder can do things a seller usually cannot.

Read the full guide

A finished home costs the builder money every month it sits.

A rate buydown can cost the builder less than a visible price cut, and it protects pricing for the rest of the neighborhood.

Incentive budgets move with inventory and timing, which is why the answer changes month to month.

No single rate or incentive applies to every home. Offers depend on the builder, home, loan program, buyer qualification, and timing. Confirm current terms, APR, fees, and eligibility in writing before relying on a payment.

See what the payment actually looks like.

Compare a builder incentive rate against a market rate on the same price, and watch what it does to the monthly number.

The hero example uses a $450,000 home. Run your own number for the home and budget you actually have.

Open the payment calculator

Lease timing planner How incentives work

Do not walk into a sales office alone.

The builder’s on-site agent works for the builder. We represent you.

In most cases the builder pays our commission, so our representation typically costs you nothing extra. We confirm compensation in writing before you tour.

01
Reach out
Tell us the builder, the community, or just the budget. We take it from there.
02
We register and schedule
We set the builder appointments and register you correctly, so your representation is in place before you walk in.
03
We go with you
We tour together, ask the questions that matter, and confirm current terms in writing before you rely on them.

We work with every major builder in the Valley.

In a lease, or have a home to sell? Both have options, and we will walk you through which one fits.

Talk to the team

Where do you want to start?

Search everything we track, or pick a path below.

Browse homesEvery quick move-in home we track, in one sortable table.BuildersSee which builders have inventory right now.CitiesStart with where you actually want to live.Buyer toolsPayment calculator, lease timing, incentive guide.GuidesHow new construction works, start to finish.Talk to the teamTell us what you are after and we will set it up.