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Exterior1 / 2Based on this home’s actual listed price of $493,850, compare a market-rate example against a 4.99% FHA fixed-rate example and a 3.875% 7/6 ARM example.
Baseline market-rate estimate
You could save $641/mo
You could save $1,175/mo
That is about $7,692 per year and $38,460 in five years. Ask Tim to verify what incentives, rates, and terms are actually available for this home today.
Payment examples are illustrative only. Taxes, insurance, HOA, mortgage insurance, rate, incentives, and qualification vary. Financing is subject to borrower qualification and lender approval.
17473 W Illini St · Goodyear, AZ
33.414, -112.4344 beds / 3 baths · 2,489 sq. ft. · 2 story · 2 garage
$493,850 starting priceFloorplan/digital floorplan images are grouped in the main gallery above.Price, down payment, rate, taxes/insurance/HOA, and a clean market-rate comparison without making mobile users scroll forever.
A 7/6 ARM is an adjustable-rate mortgage where the initial rate is fixed for the first 7 years. After that first 7-year period, the rate can adjust every 6 months based on the loan terms, market index, margin, and adjustment caps.
Why it could be a good option: the starting rate can be lower than a fixed-rate example, which may lower the estimated monthly payment during the first 7 years. If the buyer does not expect this to be their forever home, or may refinance, move, or upgrade before year 7, it can be worth comparing.
ARM examples are not right for every buyer. Future payment can rise after the initial period. Verify APR, caps, index, margin, adjustment schedule, qualification rules, and current lender disclosures before relying on it.Principal + interest $2,555
Taxes .45% $185
Insurance $60/mo
HOA $125
Loan amount $476,565
Use this as a planning example only. Actual rate/APR, payment, points, fees, incentives, and eligibility must be verified through the lender and current builder program before anyone relies on it.
Builder credits can help, but they must be verified against the current home, lender, and contract terms.
Down payment$17,285
Estimated closing costs$12,346
Prepaids / reserves$2,469
Builder credit-Ask Tim
Estimated cash due$32,100
Save or share this home and Tim can help make the new construction process simple. I can help verify current availability, pricing, incentives, lender promotions, tour access, and comparable D.R. Horton communities on the west side.
Inventory details are sample MVP data seeded from public pages and should be verified directly before relying on them.
